Sunday, May 29, 2011

Notes

Notes

  1. ^ Gollier C. (2003). To Insure or Not to Insure?: An Insurance Puzzle. The Geneva Papers on Risk and Insurance Theory.
  2. ^ This discussion is adapted from Mehr and Camack “Principles of Insurance”, 6th edition, 1976, pp 34 – 37.
  3. ^ Irish Brokers Association. Insurance Principles.
  4. ^ a b c C. Kulp & J. Hall, Casualty Insurance, Fourth Edition, 1968, page 35
  5. ^ However, bankruptcy of the insured does not relieve the insurer. Certain types of insurance, e.g., workers' compensation and personal automobile liability, are subject to statutory requirements that injured parties have direct access to coverage.
  6. ^ Dembe AE, Boden LI. (2000). Moral hazard: A question of morality?. New Solutions.
  7. ^ Kunreuther H. (1996). Mitigating Disaster Losses Through Insurance. Journal of Risk and Uncertainty.
  8. ^ Brown RL. (1993). Introduction to Ratemaking and Loss Reserving for Property and Casualty Insurance. ACTEX Publications.
  9. ^ Feldstein, Sylvan G.; Fabozzi, Frank J. (2008). The Handbook of Municipal Bonds. Wiley. p. 614. ISBN 978-0470108758. Retrieved February 8, 2010.
  10. ^ http://www.abi.org.uk/About_The_ABI/role.aspx
  11. ^ Fitzpatrick, Sean, Fear is the Key: A Behavioral Guide to Underwriting Cycles, 10 Conn. Ins. L.J. 255 (2004).
  12. ^ Berger, Allen N.; Cummins, J. David; Weiss, Mary A. (October 1997). "The Coexistence of Multiple Distribution Systems for Financial Services: The Case of Property-Liability Insurance.". Journal of Business 70 (4): 515–46. (online draft)
  13. ^ See, e.g., Vaughan, E. J., 1997, Risk Management, New York: Wiley.
  14. ^ http://www.iran-law.com/article.php3?id_article=61
  15. ^ "And whereas I have left in the hands of Doctor Ducke Channcellor of London two pollicies of insurance the one of one hundred pounds for the safe arivall of our Shipp in Guiana which is in mine owne name, if we miscarry by the waie (which God forbid) I bequeath the advantage thereof to my said Cosin Thomas Muchell...whereas there is an other insurance of one hundred pounds assured by the said Doctor Arthur Ducke on my life for one yeare if I chance to die within that tyme I entreat the said doctor Ducke to make it over to the said Thomas Muchell his kinsman..." Will of Robert Hayman, 1628:Records of the Prerogative Court of Canterbury, Catalogue Reference PROB 11/163
  16. ^ Dickson (1960): 4
  17. ^ Dickson (1960): 7
  18. ^ Insurance Information Institute. "Business insurance information. What does a businessowners policy cover?". Retrieved 2007-05-09.
  19. ^ Insurance Information Institute. "What is homeowners insurance?". Retrieved 2008-11-11.
  20. ^ "Builder's Risk Insurance". Adjusters International. Retrieved 2009-10-16.
  21. ^ US application 20,060,287,896 “Method for providing crop insurance for a crop associated with a defined attribute”
  22. ^ http://www.business.gov/manage/business-insurance/insurance-types.html
  23. ^ Margaret E. Lynch, Editor, "Health Insurance Terminology," Health Insurance Association of America, 1992, ISBN 1-879143-13-5
  24. ^ http://www.thecityuk.com/media/2377/Insurance_2009.pdfPDF (365 KB) page 2
  25. ^ Randall S. (1998). Insurance Regulation in the United States: Regulatory Federalism and the National Association of Insurance Commissioners. FLORIDA STATE UNIVERSITY LAW REVIEW.
  26. ^ J Schacht, B Foudree. (2007). A Study on State Authority: Making a Case for Proper Insurance Oversight. NCOIL
  27. ^ CJ Campbell, L Goldberg, A Rai. (2003). The Impact of the European Union Insurance Directives on Insurance Company Stocks. The Journal of Risk and Insurance.
  28. ^ Insurance Law of the People's Republic of China - 1995. Lehman, Lee & Xu.
  29. ^ Thomas JE. (2002). The role and powers of the Chinese insurance regulatory commission in the administration of insurance law in China. Geneva Papers on Risk and Insurance.
  30. ^ a b Schindler RM. (1994). Consumer Motivation for Purchasing Low-Deductible Insurance. In Marketing and Public Policy Conference Proceedings, Vol. 4, D.J. Ringold (ed.), Chicago, IL: American Marketing Association, 147-155.
  31. ^ Gregory D. Squires (2003) Racial Profiling, Insurance Style: Insurance Redlining and the Uneven Development of Metropolitan Areas Journal of Urban Affairs Volume 25 Issue 4 Page 391-410, November 2003
  32. ^ Credit-Based Insurance Scores: Impacts on Consumers of Automobile Insurance, Federal Trade Commission (July 2007)
  33. ^ Consumers Dispute FTC Report on Insurance Credit Scoring www.consumeraffairs.com (July 2007)
  34. ^ Insurance Information Institute. "Issues Update: Regulation Modernization". Retrieved 2008-11-11.
  35. ^ (Source: Insurance IP Bulletin, December 15, 2006)
  36. ^ Mark Nowotarski "Patent Q/A: Peer to Patent", Insurance IP Bulletin, August 15, 2008
  37. ^ Bakos, Nowotarski, “An Experiment in Better Patent Examination”, Insurance IP Bulletin, December 15, 2008
  38. ^ "Islam Question and Answer - The true nature of insurance and the rulings concerning it". Retrieved 2010-01-18.
  39. ^ "Life Insurance from an Islamic Perspective". Retrieved 2010-01-18.
  40. ^ "Jewish Association for Business Ethics - Insurance". Retrieved 2008-03-25.
  41. ^ "CIC Insurance - Insurance and the Church". Retrieved 2010-01-18.
  42. ^ Rubinkam, Michael (October 5, 2006). "Amish Reluctantly Accept Donations". The Washington Post. Retrieved 2008-03-25.
  43. ^ Donald B. Kraybill. The riddle of Amish culture. p. 277. ISBN 0801836824.
  44. ^ "Global Anabaptist Mennonite Encyclopedia Online, Insurance". Retrieved 2010-01-18.

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